Post Office Scheme Update: The post office scheme involved in the well-known and big organizations of the country keeps on extracting new profitable schemes every day and once again the post office has come out with a scheme through which you can get guaranteed income every month sitting comfortably at home. Can If you also want to invest in this scheme, then this scheme will give you monthly income.
Let me tell you, the name of the post office scheme we are talking about is Post Office Monthly Income Scheme (Post Office Monthly Income Scheme). Let us tell you about this scheme in full detail.
Post Office MIS In Detail
First of all, let us tell you one special thing about this scheme, in this you can start investing money from just 1000 rupees. In this monthly savings scheme, you can open both single and joint accounts. If you open a single account, you can invest a maximum of Rs 4.5 lakh and a maximum of Rs 9 lakh in a joint account.
Benefits of Post Office Monthly Scheme (POMIS)
* More than one person can invest in this scheme.
* In this, two or three people together can also get a joint account opened.
* Any Indian citizen can take advantage of this monthly scheme by investing in this scheme.
* If you have opened a joint account, later for some reason you have to open a single account, then you can convert it into a single account anytime.
* The monthly income you get in a joint account is given equally to each member.
Let me tell you how much interest
you will get on POMIS, if you invest in this scheme, then you will get the benefit of interest at the rate of 7.1 percent per annum on Monthly Income Scheme.
The maturity of this post office scheme is of five years. If you withdraw money between one year and three years, then 2% of the deposit amount will be deducted and returned, but there is also a special thing that if you withdraw after the completion of 5 years, then you will have to pay for every 5-5 years. Money will be increased.
